Chris Napier
Chris Napier
- Fintech
- Fair Lending
- Regulatory Compliance
- Litigation & Enforcement
- Privacy
Biography
Chris advises banks, financial technology companies, and financial service companies on a variety of regulatory compliance and enforcement matters, including matters involving fair lending, fair servicing, unfair, deceptive, or abusive acts or practices (UDAAP), Community Reinvestment Act compliance, money transmission and payments, alternative credit, state law and deposit issues.
He also advises both banks and financial technology companies on the use of new technologies and digital channels, the development of novel financial products, establishing technology-based partnerships, and resolving disputes with partners and third-party service providers.
In addition, Chris frequently represents clients during examinations and investigations by the:
Department of Justice
Consumer Financial Protection Bureau
Federal Trade Commission
Office of the Comptroller of the Currency
Federal Deposit Insurance Corporation
Federal Reserve Board
State attorneys general and state regulators
Prior to joining Mitchell Sandler, Chris was an associate at Buckley Sandler focused on the financial services industry, and had a decade-long career in retail banking and lending before entering the law.
Previous Experience
Buckley Sandler
New Jersey Superior Court, Appellate Division
Citigroup
TD Bank
Thought Leadership
Chris has delivered seminars on fair lending, credit regulation, alternative credit products, digital banking and the use of technology for American Banker, the American Bankers Association, the Fair Lending Forum, the National Association of Federally-Insured Credit Unions and others.
Professional and Community Activities
Foster, Worthy Dog Rescue
Fun Facts
Favorite Apps
Netflix
Pandora
Xbox Game Pass
Superpower
Like MacGyver, I can fix just about anything around the house or on a car with junk and all the wrong tools.
Favorite Thing to Binge Watch
Umbrella Academy
Breaking Bad
Blue Eye Samurai
Passions
Working on late model import cars
Cooking
Video games
Education
J.D., Rutgers School of Law, magna cum laude
Executive Editor of the Rutgers Law Review
B.S., Rutgers University, cum laude
Admissions
District of Columbia
New Jersey
New York
U.S. District Court for the District of Columbia